To keep your Virginia car safe has many advantages than you can imagine. Keeping your Virginia car safe offers great advantages such as less Virginia car insurance cost which is the dream of every car owner in Va. Thus, keeping your vehicle safe makes sense in very many ways and on top of saving on your annual insurance payments, you also save live in the process. With the ever changing economic times characterized by high insurance prices and other vehicle maintenance cost, keeping your vehicle safe would considerably trim down the high costs associated with owning a car in Virginia.
If you own a car alarm system, just use it. Most car owners in Virginia would be surprised to learn that many car insurers in Va offer insurance discounts to car owners for just having a reliable and effective alarm system. Depending on where you live and whether you have an active or passive alarm system, Virginia car insurance discounts for having an alarm system typically ranges between 2 to 10%. Having an alarm system in a higher-theft region would certainly generate a large car insurance discount. Also, having other anti-theft gadgets relatively reduces your insurance premium to your advantage. Installing all these security devices aimed at deterring car theft certainly makes your car much safer to your advantage. Considering the fact that theft claims in some Virginia areas are as high as thousands of dollars, this translates to great savings per year.
Wherever possible, Virginia insurers always advise car owners to park their cars in garages that are enclosed. This also has many benefits apart from attracting lower insurance rates for your car. It keeps your car safe from harmful elements such as snow, hail and rain. This certainly reduces the insured risk from occurring meaning that you pay lower insurance rates which more so applies in a new car. With this, you save more money especially on the comprehensive section of your cover that includes theft and fire coverage. Storing your vehicle in a secure garage also helps maintain the good appearance of your vehicle by ensuring that it does not appear “weathered” as your vehicle gets old. In case you might want to replace your car by selling it, the car will have a higher resale as well as a higher trade-in value if you opt to trade your vehicle for a newer vehicle.
Keeping your Virginia car safe also means that consider what is inside your car. Most car owners tend to be highly concerned with the outside appearance of their car and rarely pay attention to the car’s interior. In general situations, your car contents are comprehensively covered by homeowner’s insurance coverage although special limits and other deductibles still apply. Thus, various items like CDs, clothes, luggage etc…are typically insured and are not prone to depreciation. To enhance safety, such items should be kept in places that passersby can’t find them easily to lower the risk of them getting lost. For instance, ensuring that your car’s doors are always locked can be such a great idea. This consequently means low insurance payments for your car.
To keep your Virginia car safe also means that you carefully consider the type of car you are buying. According to recent studies done by Virginia National Insurance Crime Bureau, the most stolen vehicles in Va are 2010 Toyota Carmy, 1996 Toyota Accord, 2003 Ford Explorer, 2000 Dodge Caravan and 2000 Honda Civic. These cars attract high Virginia car insurance rates. In fact, the cost of buying replacement parts for these five cars might even be of a higher value than the vehicle itself. Before buying any of them, you should check their insurance rates by typing your zip code on the box at the top of the page and assessing how insurance rates differ between these types of vehicles in Virginia.
