This is reverse psychology in action; by giving examples on how to skyrocket car insurance premiums. Here are few laws that if you break them, they can make your car insurance to cost you a small fortune.
So you live in Virginia which means you must have some type of car coverage and as any other resident in Virginia you pay pretty high rates, at least compared to some other states and you want to learn how high can your Virginia auto insurance can be? In addition to that you want to know how effectively you can achieve that. Here are the most effective ways to achieve that, stick to the recommendations here and not only that you can have record high car insurance premiums but at the same time you will have hard time finding an insurer that wants to sell you a policy.
The fastest way to high car insurance premiums is through any kind of bottle that contains any kind of alcohol. All you need is 0.08% in your blood. Make sure you come across a police officer and ask him to test you. Couple of glasses of any alcohol should help you achieve that level so you can be officially charged for driving under influence. Nothing raises the premiums as driving under influence. Virginia car insurance laws are pretty strict about driving under influence and if caught multiple times while driving under alcohol your premiums will be the least of your worries as you will risk losing your driver’s license as well as even imprisonment.
Traffic violations have the same effect on your premiums. With every new traffic violation your car premiums will significantly increase and may well rise up to a point that you will need a new job just to pay your premiums. You should know that with every traffic violation you add a point to your driver’s record. In case you have seven points you will become “non – eligible person”. At this point you will have a limited choice and only few insurance companies will sell you a policy. The rates will be out of any chart.
Buy a new, expensive, preferable exotic car and you will see your premiums skyrocket. The more expensive the car the higher the premiums will be. There is no getting out of this, no way to bypass it or to decrease the premiums even if the vehicle has plenty of safety features. If the vehicle costs a small fortune so will the premiums.
Add someone with bad driver’s record to your VA car insurance policy. This is another great move that you can do in order to get the highest possible premiums. If you have a bad driver’s record and you add a family member with evenly bas driver’s record you will achieve your goal instantly. In case none of your friends is notorious driver as you, add your teenager as a second driver to your policy. That should have almost the same effect on your premiums.
Another great way of get high premiums is to get free quotes online and look for the highest. If you are strongly interested just enter your zip above on this page and you will find the lowest as well as some of the highest car insurance free quotes in Virginia.
