Virginia car insurance was a long time nightmare for teenage drivers who were faced with some of the highest premiums in the country. However, nowadays that is not as big as in the past and most of the teenage drivers with few smart movies can obtain relatively cheap car insurance rates. The premiums won’t be as low as the experience drivers have, but pretty decent considering that teens are the riskiest age group. Most teens can save if they stick to few simple rules and try to stay out of troubles on the road. Here are the best ways for teenage drivers to decrease their premiums to the lowest possible level.
The first and most important advice that a teen driver can get is to stay out of troubles on the road. Teenagers love to party and that is a known fact, as it is known that at that period they experience alcohol for the first time among many things. The thing is that many teenagers go to those parties driving, showing up with style as they like to point out. Not that there is something wrong with that but good percentage of those teenagers at the end of the party while driving home, often driving under the influence end up as a statistical number. Those are the same statistics that insurers use to prove that teenage drivers deserve the high premiums. The Virginia law for teenage drivers has zero tolerance for dui driving. If caught under the influence you can make your premiums to stay high for a really long period. Aside, that here are few good ways to lower your premiums if you are a teenage driver:
– The defensive driving course is something that is highly recommendable for teenage drivers. Any insurer that operates in VA is obligated to give a discount to any driver, teens included, that can prove that have passed at a state approved educational center.
– Teenagers with grade average B or higher often get discounts. Many car insurers in VA see this as a sign of stability and award the teens with a discount on their car insurance premiums.
– Adding an experienced driver to the policy as a second driver with clean record can further more decrease the premiums.
– Most teenage drivers in average drive less than 10.000 miles per year. Tell that to your insurance agent and he will surely approve you a discount.
– If you have some safety features installed in your car you need to point out that to your insurance agent and he can give you a discount on that as well.
– If you have an alarm system you qualify for a discount also. It won’t be a discount but if you are a teenager every dollar counts.
– Getting free quotes from multiple insurance companies is something that can mean a great deal for your car insurance premiums. All that you need to do is to enter your zip above on this same page and you can compare multiple free quotes. There is no better and faster way to find cheap Virginia car insurance.
